Sec Form 4 Filing - CARSON LAWRENCE S @ REINSURANCE GROUP OF AMERICA INC - 2023-11-10

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person CARSON LAWRENCE S 2. Issuer Name and Ticker or Trading Symbol REINSURANCE GROUP OF AMERICA INC [ RGA] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner X __ Officer (give title below) _____ Other (specify below) EVP, GFS (Last) (First) (Middle) 16600 SWINGLEY RIDGE ROAD 3. Date of Earliest Transaction (MM/DD/YY) 11/10/2023 (Street) CHESTERFIELD, MO63017 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 11/10/2023 M 1,376 A $ 117.85 17,464 D Common Stock 11/10/2023 F 610 ( 1 ) D $ 162.15 16,854 D Common Stock 11/10/2023 M 239 A $ 145.25 17,093 D Common Stock 11/10/2023 F 106 ( 2 ) D $ 162.15 16,987 D Common Stock 11/10/2023 M 116 A $ 150.87 17,103 D Common Stock 11/10/2023 F 52 ( 3 ) D $ 162.15 17,051 D Common Stock 11/10/2023 M 374 A $ 129.72 17,425 D Common Stock 11/10/2023 F 166 ( 4 ) D $ 162.15 17,259 D Common Stock 11/10/2023 M 421 A $ 106.53 17,680 D Common Stock 11/10/2023 F 187 ( 5 ) D $ 162.15 17,493 D Common Stock 11/10/2023 M 1,449 A $ 129.01 18,942 D Common Stock 11/10/2023 F 132 ( 6 ) D $ 162.15 18,810 D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Stock Appreciation Right (right to purchase) 2020 $ 117.85 11/10/2023 M 5,039 ( 7 ) 03/06/2030 Common Stock 5,039 $ 0 1,680 D Stock Appreciation Right (right to purchase) 2019 $ 145.25 11/10/2023 M 2,294 ( 7 ) 03/01/2029 Common Stock 2,294 $ 0 0 D Stock Appreciation Right (right to purchase) 2018 $ 150.87 11/10/2023 M 1,676 ( 7 ) 03/02/2028 Common Stock 1,676 $ 0 0 D Stock Appreciation Right (right to purchase) 2017 $ 129.72 11/10/2023 M 1,873 ( 7 ) 03/03/2027 Common Stock 1,873 $ 0 0 D Stock Appreciation Right (right to purchase) 2022 $ 106.53 11/10/2023 M 1,227 ( 7 ) 03/22/2032 Common Stock 1,227 $ 0 3,683 D Stock Appreciation Right (right to purchase) 2021 $ 129.01 11/10/2023 M 1,449 ( 7 ) 03/11/2031 Common Stock 1,449 $ 0 1,450 D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other CARSON LAWRENCE S 16600 SWINGLEY RIDGE ROAD CHESTERFIELD, MO63017 EVP, GFS Signatures /s/ William L. Hutton, by Power of Attorney 11/13/2023 Signature of Reporting Person Date

Explanation of Responses:

( 1 )1. Represents (i) 3,663 shares sold to pay the exercise price the purchase of common stock, and (ii) 610 shares withheld to satisfy Company tax withholding obligations, resulting in a net settlement of 766 shares. ( 2 )1. Represents (i) 2,055 shares sold to pay the exercise price the purchase of common stock, and (ii) 106 shares withheld to satisfy Company tax withholding obligations, resulting in a net settlement of 133 shares. ( 3 )1. Represents (i) 1,560 shares sold to pay the exercise price the purchase of common stock, and (ii) 52 shares withheld to satisfy Company tax withholding obligations, resulting in a net settlement of 64 shares. ( 4 )1. Represents (i) 1,499 shares sold to pay the exercise price the purchase of common stock, and (ii) 166 shares withheld to satisfy Company tax withholding obligations, resulting in a net settlement of 208 shares. ( 5 )1. Represents (i) 806 shares sold to pay the exercise price the purchase of common stock, and (ii) 187 shares withheld to satisfy Company tax withholding obligations, resulting in a net settlement of 234 shares. ( 6 )1. Represents (i) 1,153 shares sold to pay the exercise price the purchase of common stock, and (ii) 132 shares withheld to satisfy Company tax withholding obligations, resulting in a net settlement of 164 shares. ( 7 )SARs grants vest in 25% increments over four years, starting on December 31 of the year of grant.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

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