Sec Form 4 Filing - MCMINN JOANN @ JUNIATA VALLEY FINANCIAL CORP - 2016-02-16

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person MCMINN JOANN 2. Issuer Name and Ticker or Trading Symbol JUNIATA VALLEY FINANCIAL CORP [ JUVF] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner X __ Officer (give title below) _____ Other (specify below) EVP and CFO (Last) (First) (Middle) PO BOX 66, BRIDGE & MAIN STREET 3. Date of Earliest Transaction (MM/DD/YY) 02/16/2016 (Street) MIFFLINTOWN, PA17059 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

1,500 Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 02/16/2016 A 500 A $ 0 2,829 D Common Stock 05/01/2016 P 176 A $ 16.77 3,005 D Common Stock 02/21/2017 A 800 A $ 0 3,805 D Common Stock 05/15/2017 M 400 A $ 17.22 4,205 D Common Stock 02/20/2018 A 920 A $ 0 5,125 D Common Stock 05/10/2018 M 2,170 A $ 17.22 7,295 D Common Stock 02/20/2019 A 1,400 A $ 0 8,695 D Common Stock 04/26/2019 M A $ 17.65 10,195 D Common Stock 02/20/2020 A 1,600 A $ 0 11,795 D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Common Stock $ 17.22 10/20/2009 A 2,570 10/20/2010 10/20/2019 JUVF 2,570 $ 0 2,570 D Common Stock $ 17.75 10/20/2011 A 4,000 10/20/2012 10/20/2021 JUVF 4,000 $ 0 6,570 D Common Stock $ 18 03/20/2012 A 4,000 03/20/2013 03/20/2022 JUVF 4,000 $ 0 10,570 D Common Stock $ 17.65 02/19/2013 A 4,900 02/19/2014 02/19/2023 JUVF 4,900 $ 0 15,470 D Common Stock $ 17.72 02/18/2014 A 6,600 02/18/2015 02/18/2024 JUVF 6,600 $ 0 22,070 D Common Stock $ 17.8 02/17/2015 A 6,700 02/17/2016 02/17/2025 JUVF 6,700 $ 0 28,770 D Common Stock $ 17.22 05/15/2017 M 400 10/20/2010 10/20/2019 JUVF 400 $ 0 28,370 D Common Stock $ 17.22 05/10/2018 M 2,170 10/20/2010 10/20/2019 JUVF 2,170 $ 0 26,200 D Common Stock $ 17.65 04/26/2019 M 1,500 02/19/2014 02/19/2023 JUVF 1,500 $ 0 24,700 D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other MCMINN JOANN PO BOX 66 BRIDGE & MAIN STREET MIFFLINTOWN, PA17059 EVP and CFO Signatures Danyelle M. Pannebaker 02/26/2020 Signature of Reporting Person Date

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