Sec Form 4 Filing - Shirk Michael F @ FULTON FINANCIAL CORP - 2026-06-01

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person Shirk Michael F 2. Issuer Name and Ticker or Trading Symbol FULTON FINANCIAL CORP [ FULT] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X __ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) C/O FULTON FINANCIAL CORPORATION, P.O. BOX 4887, ONE PENN SQUARE 3. Date of Earliest Transaction (MM/DD/YY) 06/01/2026 (Street) LANCASTER, PA17602 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price $2.50 par value Common Stock 06/01/2026 M 5,116.8383 A $ 0 25,038.2342 ( 1 ) D $2.50 par value Common Stock 10,551.0216 ( 2 ) I By Children $2.50 par value Common Stock 37,608 I By JOS Credit Shelter Trust $2.50 par value Common Stock 2,756 I By Spouse SEP Account $2.50 par value Common Stock 3,000 I By Tipararee, LLC Depository shares-Non-Cumulative Perpetual Preferred Ser A 3,000 ( 3 ) D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Restricted Stock Units ( 4 ) 06/01/2026 M 5,116.8383 ( 5 ) ( 5 ) $2.50 par value Common Stock 5,116.8383 $ 0 0 D Restricted Stock Units ( 4 ) 06/01/2026 A 4,222 ( 6 )( 7 ) ( 6 )( 7 ) $2.50 par value Common Stock 4,222 $ 0 4,222 D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other Shirk Michael F C/O FULTON FINANCIAL CORPORATION P.O. BOX 4887, ONE PENN SQUARE LANCASTER, PA17602 X Signatures Steven R. Horst, as attorney in fact for Shirk, Michael F. 06/03/2026 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Includes 89.969804 shares acquired on January 15, 2026 and 83.883101 shares acquired on April 15, 2026 pursuant to dividend reinvestment. ( 2 )Includes 99.0166 shares acquired on January 20, 2026 and 91.7691 shares acquired on April 20, 2026 pursuant to dividend reinvestment. ( 3 )Shares held joint with spouse. ( 4 )Each restricted stock unit represents a contingent right to receive one share of Fulton Financial Corporation common stock, $2.50 par value per share. ( 5 )Represents 4,928 restricted stock units granted to the reporting person on June 1, 2025, together with 188.838338 accumulated dividend equivalents, for which the forfeiture restrictions lapsed on June 1, 2026. The common stock into which the restricted stock units were converted is reported in Table I of this Form 4. ( 6 )The restricted stocks units, together with accumulated dividend equivalents, will convert to common stock on the first anniversary of the date of the grant or, at the election of the reporting person, in up to three equal annual installments beginning in January of the year following the year in which the reporting person retires or separates from the Fulton Financial Corporation Board of Directors. ( 7 )Forfeiture restrictions lapse on the restricted stock units on the first anniversary of the date of grant, or earlier in accordance with the Fulton Financial Corporation Amended and Restated 2023 Director Equity Plan.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

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