Sec Form 4 Filing - JONES RENE F @ M&T BANK CORP - 2022-04-01

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person JONES RENE F 2. Issuer Name and Ticker or Trading Symbol M&T BANK CORP [ MTB] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X __ Director _____ 10% Owner X __ Officer (give title below) _____ Other (specify below) Chairman of the Board and CEO (Last) (First) (Middle) ONE M&T PLAZA 3. Date of Earliest Transaction (MM/DD/YY) 04/01/2022 (Street) BUFFALO, NY14203-2399 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 76,981.79 D Common Stock 195.0999( 1 ) I By Daughter( 2 ) Common Stock 195.0999( 1 ) I By Daughter( 2 ) Common Stock 5,436 I By 401(k) Plan( 3 )

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Phantom Common Stock Units ( 4 ) 04/01/2022( 4 ) I 880.2892 ( 4 ) ( 4 ) Common Stock 880.2892( 4 ) $ 168.3 0 I Supplemental 401 (k) Plan

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other JONES RENE F ONE M&T PLAZA BUFFALO, NY14203-2399 X Chairman of the Board and CEO Signatures By: Stephen T. Wilson, Esq.(Attorney-In-Fact) 10/25/2022 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Includes fractional shares credited for the period between January 1, 2022 and September 30, 2022 through participation in the M&T Bank Corporation Dividend Reinvestment Plan. ( 2 )These shares are owned by the daughter of the reporting person through a custodial account under the Uniform Gifts to Minors Act for which the reporting person is custodian. ( 3 )The information presented is as of September 30, 2022. ( 4 )This transaction was an automatic distribution of phantom common stock units from a benefit plan account maintained by M&T Bank under the M&T Bank Leadership Retirement Savings Plan pursuant to an election the reporting person made on November 12, 2008. The phantom common stock units were paid in cash and distributed in accordance with the terms of the plan. The reported phantom common stock units also included units acquired through the dividend reinvestment feature of the plan.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

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