Sec Form 4 Filing - ZMOLEK DOUGLAS J @ EMC INSURANCE GROUP INC - 2005-12-01

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person ZMOLEK DOUGLAS J 2. Issuer Name and Ticker or Trading Symbol EMC INSURANCE GROUP INC [ EMCI] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner _____ Officer (give title below) X __ Other (specify below) Retired Sr.Vice Pres.,Parent (Last) (First) (Middle) 8030 WISTFUL VISTA DRIVE 3. Date of Earliest Transaction (MM/DD/YY) 12/01/2005 (Street) WEST DES MOINES, IA50266 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price EMC Insurance Group Inc. Common Stock 12/01/2005 S 900 D $ 19.45 14,233 D EMC Insurance Group Inc. Common Stock 12/01/2005 S 100 D $ 19.19 14,133 D EMC Insurance Group Inc. Common Stock 12/01/2005 S 200 D $ 19.17 13,933 D EMC Insurance Group Inc. Common Stock 12/01/2005 S 1,642 D $ 19.16 12,291 D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares ISO Right to Buy $ 18.3 09/30/2005( 1 ) 12/29/2005( 2 ) Common Stock 1,500 2,500 ( 3 ) D ISO Right to Buy $ 22.28 09/30/2005( 1 ) 12/29/2005( 2 ) Common Stock 1,000 2,500 ( 3 ) D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other ZMOLEK DOUGLAS J 8030 WISTFUL VISTA DRIVE WEST DES MOINES, IA50266 Retired Sr.Vice Pres.,Parent Signatures Douglas J. Zmolek 12/02/2005 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Upon reporting person's retirement, all options become fully vested in accordance with the Company's 1993 and 2003 ISO Plan. ( 2 )Upon reporting person's retirement, he shall have a period of 3 months to exercise options in accordance with the Company's 1993 and 2003 ISO Plans. ( 3 )Aggregate total of options to buy: 1,500 options under the 1993 ISO Plan and 1,000 options under the 2003 ISO Plan for a total of 2,500 options.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

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