Sec Form 4 Filing - SILL STEPHEN M @ SECURITY NATIONAL FINANCIAL CORP - 2012-11-29

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL OMB Number: 3235-0287 Expires: November 30, 2011 Estimated average burden hours per response... 0.5

1. Name and Address of Reporting Person SILL STEPHEN M 2. Issuer Name and Ticker or Trading Symbol SECURITY NATIONAL FINANCIAL CORP [ SNFCA] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner X __ Officer (give title below) _____ Other (specify below) VP, Treasurer, CFO (Last) (First) (Middle) 1595 NORTH FORT LANE 3. Date of Earliest Transaction (MM/DD/YY) 11/29/2012 (Street) LAYTON, UT84041 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Class A Common Stock 11/29/2012 M 9,116 A $ 3.17 0 D Class A Common Stock 11/29/2012 F 4,286 D $ 6.74 0 D Class A Common Stock 11/29/2012 M 8,682 A $ 3.04 0 D Class A Common Stock 11/29/2012 F 3,914 D $ 6.74 0 D Class A Common Stock 11/29/2012 M 1,969 A $ 1.24 0 D Class A Common Stock 11/29/2012 F 386 D $ 6.74 0 D Class A Common Stock 11/29/2012 M 1,875 A $ 1.56 0 D Class A Common Stock 11/29/2012 F 433 D $ 6.74 67,796 ( 1 ) D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Employee Stock Option (right to buy) $ 3.17 ( 2 ) 03/31/2008 M 9,116 ( 2 ) 06/30/2008 03/31/2018 Class A Common Stock 9,116 ( 2 ) $ 3.17 ( 2 ) 0 D Employee Stock Option (right to buy) $ 3.04 ( 3 ) 12/04/2009 M 8,682 ( 3 ) 03/04/2010 12/04/2019 Class A Common Stock 8,682 ( 3 ) $ 3.04 ( 3 ) 0 D Employee Stock Option (right to buy) $ 1.24 ( 4 ) 12/02/2011 M 1,969 ( 4 ) 03/02/2012( 4 ) 12/02/2021 Class A Common Stock 1,969 ( 4 ) $ 1.24 ( 4 ) 0 D Employee Stock Option (right to buy) $ 1.56 ( 5 ) 04/13/2012 M 1,875 ( 5 ) 07/13/2012( 5 ) 04/13/2022 Class A Common Stock 1,875 ( 5 ) $ 1.56 ( 5 ) 0 D Employee Stock Option (right to buy) $ 1.24 ( 4 ) 12/02/2011 A 1,969 ( 4 ) 03/02/2012( 4 ) 12/02/2021 Class A Common Stock 1,969 ( 4 ) $ 1.24 ( 4 ) 1,969 ( 4 ) D Employee Stock Option (right to buy) $ 1.56 ( 5 ) 04/13/2012 A 3,750 ( 5 ) 07/13/2012( 5 ) 04/13/2013 Class A Common Stock 3,750 ( 5 ) $ 1.56 ( 5 ) 3,750 ( 5 ) D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other SILL STEPHEN M 1595 NORTH FORT LANE LAYTON, UT84041 VP, Treasurer, CFO Signatures /s/ Stephen M. Sill 02/19/2013 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Owned jointly by the reporting person and his wife. Does not include 47,235 shares of Class A Common Stock owned indirectly by the reporting person in the Employee Stock Ownership Plan (ESOP), the 401(k) Retirement Savings Plan, and the Deferred Compensation Plan. ( 2 )This option was originally reported as an option for 7,500 shares of Class A Common Stock at an exercise price of $3.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2009, February 5, 2010, February 4, 2011 and February 3, 2012. ( 3 )This option was originally reported as an option for 7,500 shares of Class A Common Stock at an exercise price of $3.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 5, 2010, February 4, 2011 and February 3, 2012. ( 4 )This option was originally reported as an option for 7,500 shares of Class A Common Stock at an exercise price of $1.30 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 3, 2012. The option vests in four equal quarterly installments of Class A Common Stock beginning on March 2, 2012, until such shares are fully vested. On August 15, 2012, the reporting person exercised part of the option to purchase 3,937 shares of Class A Common Stock. ( 5 )This option was granted on April 13, 2012 as an option for 7,500 shares of Class A Common Stock at an exercise price of $1.56 per share. The option vests in four equal quarterly installments of Class A Common Stock, beginning on July 13, 2012, until such shares are fully vested. On August 15, 2012, the reporting person exercised part of the option to purchase 1,875 shares of Class A Common Stock.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.