Sec Form 4 Filing - Ou June @ Figure Technology Solutions, Inc. - 2025-09-10

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person Ou June 2. Issuer Name and Ticker or Trading Symbol Figure Technology Solutions, Inc. [ FIGR] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X __ Director X __ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) C/O FIGURE TECHNOLOGY SOLUTIONS, INC., 100 WEST LIBERTY STREET, SUITE 600 3. Date of Earliest Transaction (MM/DD/YY) 09/10/2025 (Street) RENO, NV89501 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Class A Common Stock 09/12/2025 C 1,500,000 A 1,500,000 I By Family Trust Class A Common Stock 09/12/2025 S 1,500,000 D $ 25 0 I By Family Trust Class A Common Stock 6,878,993 D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Stock Option $ 25 09/10/2025 A 3,200,942 ( 2 ) 09/10/2035 Class B Common Stock 3,200,942 $ 0 3,200,942 I By Spouse Series Seed Preferred Stock ( 1 ) 09/12/2025 C 4,750,187 ( 1 ) ( 1 ) Class B Common Stock 4,750,187 ( 1 ) 0 I By Family Trust Class B Common Stock ( 3 ) 09/12/2025 C 4,750,187 ( 3 ) ( 3 ) Class A Common Stock 4,750,187 ( 3 ) 5,813,645 I By Family Trust Class B Common Stock ( 3 ) 09/12/2025 C 1,500,000 ( 3 ) ( 3 ) Class A Common Stock 1,500,000 ( 3 ) 4,313,645 I By Family Trust Class B Common Stock ( 3 ) 09/12/2025 A 3,200,942 ( 4 ) ( 3 ) ( 3 ) Class A Common Stock 3,200,942 $ 0 28,171,392 I By Spouse Class B Common Stock ( 3 ) 09/12/2025 A 2,133,961 ( 5 ) ( 3 ) ( 3 ) Class A Common Stock 2,133,961 $ 0 30,305,353 I By Spouse Class B Common Stock ( 3 ) ( 3 ) ( 3 ) Class A Common Stock 2,237,012 2,237,012 I By Rockfish LLC Class B Common Stock ( 3 ) ( 3 ) ( 3 ) Class A Common Stock 3,185,970 3,185,970 I By Children's Trust 1 Class B Common Stock ( 3 ) ( 3 ) ( 3 ) Class A Common Stock 3,185,970 3,185,970 I By Children's Trust 2

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other Ou June C/O FIGURE TECHNOLOGY SOLUTIONS, INC. 100 WEST LIBERTY STREET, SUITE 600 RENO, NV89501 X X Signatures /s/ Ron Chillemi, Attorney-in-Fact 09/12/2025 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Immediately prior to the closing of the Issuer's initial public offering, each share of preferred stock of the Issuer held by the Family Trust automatically converted into one share of Class A Common Stock, which was immediately exchanged for one share of Class B Common Stock. ( 2 )The option vests with respect to one quarter of the underlying shares on September 10, 2026, and vests with respect to the remaining shares in 36 monthly installments thereafter. ( 3 )Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers. ( 4 )Represents an award of restricted stock units ("RSUs"), which vests with respect to one quarter of the underlying shares on September 10, 2026, and vest with respect to the remaining shares in 36 monthly installments thereafter. Each RSU represents a contingent right to receive one share of Class B Common Stock. ( 5 )Represents an award of RSUs, which vests in four annual installments beginning on September 10, 2026, subject to the achievement of certain stock price thresholds ranging from $32.50 to $63.00, measured based on the average price per share of the Class A Common Stock over certain trading periods. Each RSU represents a contingent right to receive one share of Class B Common Stock.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

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