Sec Form 4 Filing - DCM International VIII, Ltd. @ Figure Technology Solutions, Inc. - 2025-09-12

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person DCM International VIII, Ltd. 2. Issuer Name and Ticker or Trading Symbol Figure Technology Solutions, Inc. [ FIGR] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner _____ Officer (give title below) X __ Other (specify below) Former 10% Owner (Last) (First) (Middle) 2420 SAND HILL ROAD, SUITE 200 3. Date of Earliest Transaction (MM/DD/YY) 09/12/2025 (Street) MENLO PARK, CA94025 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) _____ Form filed by One Reporting Person __ X __ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Class A Common Stock 09/12/2025 C 15,022,618 A 16,456,952 I By Figure Investments, LLC ( 2 ) Class A Common Stock 09/12/2025 C 183,763 A 201,309 I By DCM Opportunity Fund III, L.P. ( 3 )

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Series Seed Preferred Stock ( 1 ) 09/12/2025 C 9,500,375 ( 1 ) ( 1 ) Class A Common Stock 9,500,375 ( 1 ) 0 I By Figure Investments, LLC ( 2 ) Series A Preferred Stock ( 1 ) 09/12/2025 C 2,303,584 ( 1 ) ( 1 ) Class A Common Stock 2,303,584 ( 1 ) 0 I By Figure Investments, LLC ( 2 ) Series B Preferred Stock ( 1 ) 09/12/2025 C 2,557,564 ( 1 ) ( 1 ) Class A Common Stock 2,557,564 ( 1 ) 0 I By Figure Investments, LLC ( 2 ) Series C Preferred Stock ( 1 ) 09/12/2025 C 661,095 ( 1 ) ( 1 ) Class A Common Stock 661,095 ( 1 ) 0 I By Figure Investments, LLC ( 2 ) Series D Preferred Stock ( 1 ) 09/12/2025 C 183,763 ( 1 ) ( 1 ) Class A Common Stock 183,763 ( 1 ) 0 I By DCM Opportunity Fund III, L.P. ( 3 )

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other DCM International VIII, Ltd. 2420 SAND HILL ROAD, SUITE 200 MENLO PARK, CA94025 Former 10% Owner DCM Investment Management VIII, L.P. 2420 SAND HILL ROAD, SUITE 200 MENLO PARK, CA94025 Former 10% Owner DCM VIII, L.P. 2420 SAND HILL ROAD, SUITE 200 MENLO PARK, CA94025 Former 10% Owner DCM Ventures China Fund (DCM VIII), L.P. 2420 SAND HILL ROAD, SUITE 200 MENLO PARK, CA94025 Former 10% Owner DCM Affiliates Fund VIII, L.P. 2420 SAND HILL ROAD, SUITE 200 MENLO PARK, CA94025 Former 10% Owner DCM Opportunity Fund International III, Ltd. 2420 SAND HILL ROAD, SUITE 200 MENLO PARK, CA94025 Former 10% Owner DCM Opportunity Fund Investment Management III, L.P. 2420 SAND HILL ROAD, SUITE 200 MENLO PARK, CA94025 Former 10% Owner DCM Opportunity Fund III, L.P. 2420 SAND HILL ROAD, SUITE 200 MENLO PARK, CA94025 Former 10% Owner Signatures DCM International VIII, Ltd., By: /s/ Matthew C. Bonner, Attorney-in-Fact 09/16/2025 Signature of Reporting Person Date DCM Investment Management VIII, L.P., By: DCM International VIII, Ltd., its GP, /s/ Matthew C. Bonner, Attorney-in-Fact 09/16/2025 Signature of Reporting Person Date DCM VIII, L.P., By: DCM Investment Management VIII, L.P., its GP, DCM International VIII, Ltd., its GP, /s/ Matthew C. Bonner, Attorney-in-Fact 09/16/2025 Signature of Reporting Person Date DCM Ventures China Fund (DCM VIII), L.P., By: DCM Investment Management VIII, L.P., its GP, DCM International VIII, Ltd., its GP, /s/ Matthew C. Bonner, Attorney-in-Fact 09/16/2025 Signature of Reporting Person Date DCM Affiliates Fund VIII, L.P., By: DCM Investment Management VIII, L.P., its GP, DCM International VIII, Ltd., its GP, /s/ Matthew C. Bonner, Attorney-in-Fact 09/16/2025 Signature of Reporting Person Date DCM Opportunity Fund International VIII, Ltd., By: /s/ Matthew C. Bonner, Attorney-in-Fact 09/16/2025 Signature of Reporting Person Date DCM Opportunity Fund Investment Management III, L.P., By: DCM Opportunity Fund International VIII, Ltd., its GP, /s/ Matthew C. Bonner, Attorney-in-Fact 09/16/2025 Signature of Reporting Person Date DCM Opportunity Fund III, L.P., By: DCM Opportunity Fund Investment Management III, L.P., its GP, DCM Opportunity Fund International VIII, Ltd., its GP, /s/ Matthew C. Bonner, Attorney-in-Fact 09/16/2025 Signature of Reporting Person Date Figure Investments, LLC, By: /s/ Matthew C. Bonner, President 09/16/2025 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Immediately prior to the closing of the Issuer's initial public offering, each share of preferred stock of the Issuer automatically converted into one share of Class A Common Stock. ( 2 )Figure Investments, LLC is owned by DCM VIII, L.P., DCM Ventures China Fund (DCM VIII), L.P. and DCM Affiliates Fund VIII, L.P. (collectively "DCM VIII") and is managed by its officers, which are appointed by DCM VIII, the general partner of which is DCM Investment Management VIII, L.P., the general partner of which is DCM International VIII, Ltd. ( 3 )The general partner of DCM Opportunity Fund III, L.P. is DCM Opportunity Fund Investment Management III, L.P., the general partner of which is DCM Opportunity Fund International VIII, Ltd.

Remarks: Matthew C. Bonner signs as attorney-in-fact for the Reporting Persons pursuant to a Power of Attorney that is included on filings made by DCM with the Securities and Exchange Commission.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

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