Sec Form 4 Filing - Bunch Richard F. III @ TWFG, Inc. - 2026-06-05

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person Bunch Richard F. III 2. Issuer Name and Ticker or Trading Symbol TWFG, Inc. [ TWFG] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X __ Director X __ 10% Owner X __ Officer (give title below) _____ Other (specify below) President and CEO (Last) (First) (Middle) C/O TWFG, INC., 10055 GROGANS MILL RD, STE 500 3. Date of Earliest Transaction (MM/DD/YY) 06/05/2026 (Street) THE WOODLANDS, TX77380 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) _____ Form filed by One Reporting Person __ X __ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Class C Common Stock 06/05/2026 G( 1 )( 2 ) 529,568 D $ 0 33,364,242 I By LLC Class C Common Stock 06/05/2026 G( 1 ) 264,784 A $ 0 264,784 D Class C Common Stock 06/05/2026 G( 2 ) 264,784 A $ 0 264,784 I By wife Class C Common Stock 06/05/2026 G( 1 ) 264,784 D $ 0 0 D Class C Common Stock 06/05/2026 G( 2 ) 264,784 D $ 0 0 I By wife Class C Common Stock 06/05/2026 G( 1 ) 264,784 A $ 0 264,784 I By MCB Trust ( 1 ) Class C Common Stock 06/05/2026 G( 2 ) 264,784 A $ 0 264,784 I By RFB Trust ( 2 )

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares LLC Units in TWFG Holding ( 3 ) 06/05/2026 G( 1 )( 2 ) 529,568 ( 3 ) ( 3 ) Class C Common Stock 529,568 $ 0 33,364,242 I By LLC LLC Units in TWFG Holding ( 3 ) 06/05/2026 G( 1 ) 264,784 ( 3 ) ( 3 ) Class C Common Stock 264,784 $ 0 264,784 D LLC Units in TWFG Holding ( 3 ) 06/05/2026 G( 2 ) 264,784 ( 3 ) ( 3 ) Class C Common Stock 264,784 $ 0 264,784 I By wife LLC Units in TWFG Holding ( 3 ) 06/05/2026 G( 1 ) 264,784 ( 3 ) ( 3 ) Class C Common Stock 264,784 $ 0 0 D LLC Units in TWFG Holding ( 3 ) 06/05/2026 G( 2 ) 264,784 ( 3 ) ( 3 ) Class C Common Stock 264,784 $ 0 0 I By wife LLC Units in TWFG Holding ( 3 ) 06/05/2026 G( 1 ) 264,784 ( 3 ) ( 3 ) Class C Common Stock 264,784 $ 0 264,784 I By MCB Trust ( 1 ) LLC Units in TWFG Holding ( 3 ) 06/05/2026 G( 2 ) 264,784 ( 3 ) ( 3 ) Class C Common Stock 264,784 $ 0 264,784 I By RFB Trust ( 2 )

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other Bunch Richard F. III C/O TWFG, INC. 10055 GROGANS MILL RD, STE 500 THE WOODLANDS, TX77380 X X President and CEO Bunch Family Holdings, LLC C/O TWFG ,INC. 10055 GROGANS MILL RD, SUITE 500 THE WOODLANDS, TX77380 X Signatures /s/ Julie E. Benes, as Attorney-in-Fact for Richard F. Bunch III 06/09/2026 Signature of Reporting Person Date /s/ Julie E. Benes, as Attorney-in-Fact for Bunch Family Holdings, LLC 06/09/2026 Signature of Reporting Person Date

Explanation of Responses:

( 1 )On June 5, 2026, Bunch Family Holdings LLC (the "LLC") transferred 264,784 common units of TWFG Holding Company, LLC, together with the corresponding shares of Class C Common Stock of TWFG, Inc., to Richard F. Bunch III. On the same date, Mr. Bunch transferred such common units and corresponding shares to MCB Spousal Lifetime Trust U/T/A 6/19/2025, Michelle C. Bunch, Trustee ("MCB Trust"). ( 2 )On June 5, 2026, Bunch Family Holdings LLC transferred 264,784 common units of TWFG Holding Company, LLC, together with the corresponding shares of Class C Common Stock of TWFG, Inc., to Michelle C. Bunch. On the same date, Ms. Bunch transferred such common units and corresponding shares to RFB Spousal Lifetime Trust U/T/A 8/25/2025, Richard F. Bunch III, Trustee ("RFB Trust"). ( 3 )Each LLC Unit of TWFG Holding held by the Reporting Person is exchangeable for shares of Class A Common Stock of TWFG, Inc. on a one-for-one basis, and, upon such exchange, an equivalent number of shares of Class C shares of TWFG, Inc. held by the Reporting Person will be cancelled.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

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