Sec Form 4 Filing - Talwar Harit @ Better Home & Finance Holding Co - 2025-02-01

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person Talwar Harit 2. Issuer Name and Ticker or Trading Symbol Better Home & Finance Holding Co [ BETR] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X __ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) C/O BETTER HOME & FINANCE HOLDING CO, 53 BEACH STREET, 3RD FLOOR 3. Date of Earliest Transaction (MM/DD/YY) 02/01/2025 (Street) NEW YORK, NY10013 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Class A Common Stock 08/07/2025 A 25,698 ( 1 ) A $ 0 25,698 D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Restricted Stock Units (Class B) ( 2 ) 02/01/2025 M 3,094 ( 3 ) ( 3 ) Class B Common Stock 3,094 $ 0 64,991 D Class B Common Stock ( 4 ) 02/01/2025 M 3,094 ( 4 ) ( 4 ) Class A Common Stock 3,094 $ 0 34,038 D Restricted Stock Units (Class B) ( 2 ) 05/01/2025 M 3,094 ( 3 ) ( 3 ) Class B Common Stock 3,094 $ 0 61,897 D Class B Common Stock ( 4 ) 05/01/2025 M 3,094 ( 4 ) ( 4 ) Class A Common Stock 3,094 $ 0 37,132 D Restricted Stock Units (Class B) ( 2 ) 08/01/2025 M 3,094 ( 3 ) ( 3 ) Class B Common Stock 3,094 $ 0 58,803 D Class B Common Stock ( 4 ) 08/01/2025 M 3,094 ( 4 ) ( 4 ) Class A Common Stock 3,094 $ 0 40,226 D Restricted Stock Units (Class A) ( 5 ) 08/07/2025 A 20,191 ( 6 ) ( 6 ) Class A Common Stock 20,191 $ 0 20,191 D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other Talwar Harit C/O BETTER HOME & FINANCE HOLDING CO 53 BEACH STREET, 3RD FLOOR NEW YORK, NY10013 X Signatures /s/ Andrew Holt as attorney-in-fact 08/11/2025 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Represents a grant of restricted stock units, each of which represents a contingent right to receive a share of the Issuer's Class A common stock. The restricted stock units vested immediately upon grant. ( 2 )Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class B Common Stock. ( 3 )The restricted stock units were granted on May 23, 2022. 1/16ths of the restricted stock units will vest on the first day of each three (3)-month period following May 1, 2022, with the first such quarterly vesting date to occur on August 1, 2022, subject to the Reporting Person's continuous service on the Board of Directors of the Issuer through each such date. ( 4 )Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder. ( 5 )Each restricted stock unit represents a contingent right to receive on share of the Issuer's Class A common stock. ( 6 )The restricted stock units will vest on the business day immediately preceding the Issuer's next annual meeting of stockholders.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

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