Sec Form 4 Filing - HUTTON GEORGE THOMPSON @ SoFi Technologies, Inc. - 2025-12-01

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person HUTTON GEORGE THOMPSON 2. Issuer Name and Ticker or Trading Symbol SoFi Technologies, Inc. [ SOFI] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X __ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) C/O SOFI TECHNOLOGIES, INC., 234 1ST STREET 3. Date of Earliest Transaction (MM/DD/YY) 12/01/2025 (Street) SAN FRANCISCO, CA94105 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Prepaid Forward Contract ( 1 ) ( 2 ) ( 3 ) 12/01/2025 J/K 664,938 ( 1 )( 2 )( 3 ) ( 1 )( 2 )( 3 ) Common Stock 664,938 ( 1 ) ( 2 ) ( 3 ) 664,938 I The Reporting Person is the sole beneficiary and trustee of Hutton Living Trust, 12/10/96

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other HUTTON GEORGE THOMPSON C/O SOFI TECHNOLOGIES, INC. 234 1ST STREET SAN FRANCISCO, CA94105 X Signatures /s/ Deanna M. Smith, Attorney-in-Fact 12/01/2025 Signature of Reporting Person Date

Explanation of Responses:

( 1 )In accordance with the procedures described in the interpretive letters from the staff of the SEC to Goldman Sachs & Co. LLC, dated December 20, 1999 and to Bank of America, N.A., dated December 1, 2011, on December 1, 2025, the Reporting Person executed a postpaid variable share forward contract (the "Contract") under Rule 144 with an unaffiliated dealer on the common stock, $0.0001 par value per share (the "Shares") of SoFi Technologies, Inc. Pursuant to the Contract, the Reporting Person expects to receive a cash payment upon settlement of the Contract in exchange for agreeing to deliver to the dealer 664,938 Shares (the "Maximum Number of Shares") or an equivalent amount of cash if cash settlement of the Contract is applicable. The amount of cash that may be received will be determined based on the volume weighted average price per share of the Shares on or immediately prior to the settlement date (the "Settlement Price"). ( 2 )On the settlement date, the Reporting Person expects to receive a cash payment in an amount equal to the Maximum Number of Shares multiplied by (i) if the Settlement Price is less than approximately $20.47 (the "Floor Price"), the Floor Price; or (ii) if the Settlement Price is greater than the Floor Price but less than or equal to approximately $57.47 (the "Cap Price"), the Settlement Price; or (iii) if the Settlement Price is greater than the Cap Price, the Cap Price. The Contract is expected to be settled in December 2027. ( 3 )Under the Contract, the Reporting Person pledged the Maximum Number of Shares to the dealer. The Reporting Person retains beneficial ownership, dividend and voting rights of the Shares unless and until cash settlement of the Contract is applicable.

Remarks: As of the date of this Form 4, the Reporting Person continues to own 664,938 shares of the Issuer's Shares indirectly as the sole beneficiary and trustee of Hutton Living Trust, 12/10/96.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

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