Sec Form 4 Filing - Mat Ishbia @ UWM Holdings Corp - 2024-02-09

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person Mat Ishbia 2. Issuer Name and Ticker or Trading Symbol UWM Holdings Corp [ UWMC] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X __ Director X __ 10% Owner X __ Officer (give title below) _____ Other (specify below) President and CEO (Last) (First) (Middle) C/O UWM HOLDINGS CORPORATION, 585 SOUTH BLVD E 3. Date of Earliest Transaction (MM/DD/YY) 02/09/2024 (Street) PONTIAC, MI48341 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Class D Common Stock ( 1 ) 01/21/2021 ( 1 ) Class A Common Stock 1,502,069,787 1,502,069,787 I See Footnote ( 2 ) Class B Common Units of UWM Holdings, LLC ( 1 ) 01/21/2021 ( 1 ) Class A Common Stock 1,502,069,787 1,502,069,787 I See Footnote ( 2 ) Restricted Stock Units ( 3 ) ( 4 ) ( 4 ) Class A Common Stock 267,037 267,037 D Restricted Stock Units ( 3 ) 02/09/2024 A 152,990 ( 5 ) ( 6 ) ( 6 ) Class A Common Stock 152,990 $ 0 152,990 D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other Mat Ishbia C/O UWM HOLDINGS CORPORATION 585 SOUTH BLVD E PONTIAC, MI48341 X X President and CEO Signatures /s/ Anthony Valentine, as Attorney-in-Fact for Mat Ishbia 02/12/2024 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Shares of Class D Common Stock of the Issuer ("Class D Stock") have 10 votes per share but no economic rights (including rights to dividends and distributions upon liquidation) and are issued in an equal amount to the number of Class B common units ("Class B Common Units") of UWM Holdings, LLC ("UWM LLC") held. Each stapled unit (consisting of one share of Class D Stock and one Class B Common Unit) is convertible and/or exchangeable for one share of Class A Common Stock of the Issuer. ( 2 )The securities are held directly by SFS Holding Corp. ("SFS"), of which the Reporting Person is the sole director and Chief Executive Officer. The Reporting Person disclaims beneficial ownership of the securities owned by SFS, except to the extent of his pecuniary interest therein. ( 3 )The Restricted Stock Units ("RSUs") convert to Class A Common Stock on a one-for-one basis. ( 4 )These RSUs vest on March 2, 2024. ( 5 )The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan. ( 6 )These RSUs vest on March 1, 2025.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

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