Sec Form 3 Filing - Gordon Jennifer @ Eagle Point Income Co Inc. - 2026-06-25

FORM 3 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL OMB Number: 3235-0287 Expires: November 30, 2011 Estimated average burden hours per response... 0.5

1. Name and Address of Reporting Person Gordon Jennifer 2. Issuer Name and Ticker or Trading Symbol Eagle Point Income Co Inc. [ EIC] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director X __ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) 2100 MCKINNEY AVENUE, SUITE 1500 3. Date of Earliest Transaction (MM/DD/YY) 06/25/2026 (Street) DALLAS, TX75201 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) _____ Form filed by One Reporting Person __ X __ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 3,827,212 ( 1 ) I See footnote ( 2 ) ( 3 ) ( 4 )

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other Gordon Jennifer 2100 MCKINNEY AVENUE, SUITE 1500 DALLAS, TX75201 X Muscolino Anthony Michael 2100 MCKINNEY AVENUE, SUITE DALLAS, TX75201 X Signatures /s/ Jennifer Gordon 07/06/2026 Signature of Reporting Person Date /s/ A. Michael Muscolino 07/06/2026 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Subsequent to the Form 3 filed by Elk Insurance Holdings, LLC ("Elk Insurance Holdings") on September 29, 2025, an aggregate 7,556 shares of Common Stock of the Issuer were acquired through broker-administered reinvestments with terms similar to the Issuer's dividend reinvestment plan, which are reported on this Form 3 in addition to the securities reported on the Elk Insurance Holdings Form 3. ( 2 )The Reporting Persons are managing members of Elk Insurance Holdings. Effective as of June 25, 2026, the third managing member of Elk Insurance Holdings resigned. Therefore, as of June 25, 2026, the Reporting Persons may be deemed to have become the beneficial owners of Issuer securities beneficially owned by Elk Insurance Holdings. This filing is not a result of any purchase or sale of any Issuer securities by the Reporting Persons or Elk Insurance Holdings. ( 3 )These shares are owned directly by (i) Clarendon National Insurance Company, (ii) Enstar Holdings (US) LLC, (iii) Yosemite Insurance Company and (iv) Cavello Bay Reinsurance Limited ((i) through (iv), collectively, the "Holders"), each of which is a wholly-owned indirect subsidiary of Enstar Group Limited ("EGL"), which, as a result of a series of mergers that closed on July 2, 2025, is now indirectly controlled by Elk Insurance Holdings. The sole shareholder of EGL is Elk Bidco Limited. The sole owner of the ordinary shares of Elk Bidco Limited is Elk Parent Limited, which is wholly owned by Elk Intermediate Holdings, LLC, which is in turn wholly owned by Elk Topco, LLC ("Elk Topco"). Elk Insurance Holdings owns 100% of the voting non-economic interests in Elk Topco. ( 4 )(Continued from footnote 3) The Reporting Persons disclaim beneficial ownership over the reported securities herein for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, except to the extent of their pecuniary interest therein.

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.