Sec Form 4 Filing - Christie Q. Overbaugh @ SECURITY NATIONAL FINANCIAL CORP - 2018-10-17

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person Christie Q. Overbaugh 2. Issuer Name and Ticker or Trading Symbol SECURITY NATIONAL FINANCIAL CORP [ SNFCA] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner X __ Officer (give title below) _____ Other (specify below) Sr. VP Life Ins. Inter. Op. (Last) (First) (Middle) 13471 SOUTH TUSCALEE WAY 3. Date of Earliest Transaction (MM/DD/YY) 10/17/2018 (Street) DRAPER, UT84020 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Class A Common Stock 10/17/2018 M 6,078 A $ 3.51 138,406 ( 1 ) D Class A Common Stock 10/17/2018 F 3,736 D $ 5.71 134,670 ( 1 ) D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Employee Stock Option (right to buy) $ 3.75 ( 2 ) 12/06/2013 A 6,382 ( 2 ) 03/06/2014 12/06/2023 Class A Common Stock 6,382 ( 2 ) $ 3.75 ( 2 ) 6,382 ( 2 ) D Employee Stock Option (right to buy) $ 3.51 ( 3 ) 07/02/2014 M 6,078 ( 3 ) 10/02/2014 07/02/2024 Class A Common Stock 6,078 ( 3 ) $ 3.51 ( 3 ) 0 D Employee Stock Option (right to buy) $ 4.09 ( 4 ) 12/05/2014 A 12,155 ( 4 ) 03/05/2015 12/05/2024 Class A Common Stock 12,155 ( 4 ) $ 4.09 ( 4 ) 12,155 ( 4 ) D Employee Stock Option (right to buy) $ 5.76 ( 5 ) 12/04/2015 A 8,104 ( 5 ) 03/04/2016 12/04/2025 Class A Common Stock 8,104 ( 5 ) $ 5.76 ( 5 ) 8,104 ( 5 ) D Employee Stock Option (right to buy) $ 6.35 ( 6 ) 12/02/2016 A 5,513 ( 6 ) 03/02/2017 12/02/2026 Class A Common Stock 5,513 ( 6 ) $ 6.35 ( 6 ) 5,513 ( 6 ) D Employee Stock Option (right to buy) $ 4.8 ( 7 ) 12/01/2017 A 5,250 ( 7 ) 03/01/2018 12/01/2027 Class A Common Stock 5,250 ( 7 ) $ 4.8 ( 7 ) 5,250 ( 7 ) D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other Christie Q. Overbaugh 13471 SOUTH TUSCALEE WAY DRAPER, UT84020 Sr. VP Life Ins. Inter. Op. Signatures /s/Christie Q. Overbaugh 12/03/2018 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Of these shares of Class A Common Stock, 38,386 shares are held jointly by the reporting person with a son and a daughter. Does not include 126,129 shares of Class A Common Stock owned indirectly by the reporting person in the Employee Stock Ownership plan (ESOP), the 401(k) Retirement Savings Plan, and the Non-Qualified Deferred Compensation Plan and 30,392 shares of Class C Common Stock owned indirectly by the reporting person in the Employee Stock Ownership Plan (ESOP). ( 2 )This option was granted on December 6, 2013 as an option to purchase 5,000 shares of Class A Common Stock at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2003 Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, and February 2, 2018. ( 3 )This option was granted on July 2, 2014 as an option to purchase 5,000 shares of Class A Common Stock at an exercise price of $4.29 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, and February 2, 2018. ( 4 )This option was granted on December 5, 2014 as an option to purchase 10,000 shares of Class A Common Stock at an exercise price of $5.02 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, and February 2, 2018. ( 5 )This option was granted on December 4, 2015 as an option to purchase 7,000 shares of Class A Common Stock at an exercise price of $6.72 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 5, 2016, February 3, 2017, and February 2, 2018. ( 6 )This option was granted on December 2, 2016 as an option to purchase 5,000 shares of Class A Common Stock at an exercise price of $7.03 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect 5% stock dividends paid on February 3, 2017 and February 2, 2018. ( 7 )This option was granted on December 1, 2017 as an option to purchase 5,000 shares of Class A Common Stock at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2013 Stock Option Plan to reflect a 5% stock dividend paid on February 2, 2018. This option fully vests on December 1, 2018

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