Sec Form 4 Filing - MOODY H. CRAIG @ SECURITY NATIONAL FINANCIAL CORP - 2020-02-07

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person MOODY H. CRAIG 2. Issuer Name and Ticker or Trading Symbol SECURITY NATIONAL FINANCIAL CORP [ SNFCA] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X __ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) 11892 SOUTH BROOKGLEN DRIVE 3. Date of Earliest Transaction (MM/DD/YY) 02/07/2020 (Street) SANDY, UT84092 4. If Amendment, Date Original Filed (MM/DD/YY) 6. Individual or Joint/Group Filing (Check Applicable Line) __ X __ Form filed by One Reporting Person _____ Form filed by More than One Reporting Person (City) (State) (Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1.Title of Security (Instr. 3) 2. Transaction Date (MM/DD/YY) 2A. Deemed Execution Date, if any (MM/DD/YY) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Class A Common Stock 01/07/2020 J( 1 ) V 2,178 A $ 5.66 45,743 D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned ( e.g. , puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (MM/DD/YY) 3A. Deemed Execution Date, if any (MM/DD/YY) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5) 6. Date Exercisable and Expiration Date (MM/DD/YY) 7. Title and Amount of Underlying Securities (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Director Stock Option (right to buy) $ 0.83 ( 2 ) 12/02/2011 A 7,757 ( 2 ) 03/02/2012 12/02/2021 Class A Common Stock 7,757 ( 2 ) $ 0.83 ( 2 ) 7,757 ( 2 ) D Director Stock Option (right to buy) $ 0.83 ( 3 ) 12/07/2011 A 1,552 ( 3 ) 03/07/2012 12/07/2021 Class A Common Stock 1,552 ( 3 ) $ 0.83 ( 3 ) 1,552 ( 3 ) D Director Stock Option (right to buy) $ 1.04 ( 4 ) 04/13/2012 A 7,388 ( 4 ) 07/13/2012 04/13/2022 Class A Common Stock 7,388 ( 4 ) $ 1.04 ( 4 ) 7,388 ( 4 ) D Director Stock Option (right to buy) $ 4.93 ( 5 ) 12/07/2012 A 1,478 ( 5 ) 03/07/2013 12/07/2022 Class A Common Stock 1,478 ( 5 ) $ 4.93 ( 5 ) 1,478 ( 5 ) D Director Stock Option (right to buy) $ 3.38 ( 6 ) 12/06/2013 A 6,812 ( 6 ) 03/06/2014 12/06/2023 Class A Common Stock 6,812 ( 6 ) $ 3.38 ( 6 ) 6,812 ( 6 ) D Director Stock Option (right to buy) $ 3.38 ( 7 ) 12/07/2013 A 1,408 ( 7 ) 03/07/2014 12/07/2023 Class A Common Stock 1,408 ( 7 ) $ 3.38 ( 7 ) 1,408 ( 7 ) D Director Stock Option (right to buy) $ 3.7 ( 8 ) 12/05/2014 A 6,701 ( 8 ) 03/05/2015 12/05/2024 Class A Common Stock 6,701 ( 8 ) $ 3.7 ( 8 ) 6,701 ( 8 ) D Director Stock Option (right to buy) $ 3.7 ( 9 ) 12/07/2014 A 1,341 ( 9 ) 03/07/2015 12/07/2024 Class A Common Stock 1,341 ( 9 ) $ 3.7 ( 9 ) 1,341 ( 9 ) D Director Stock Option (right to buy) $ 5.2 ( 10 ) 12/04/2015 A 6,382 ( 10 ) 03/04/2016 12/04/2025 Class A Common Stock 6,382 ( 10 ) $ 5.2 ( 10 ) 6,382 ( 10 ) D Director Stock Option (right to buy) $ 5.2 ( 11 ) 12/07/2015 A 1,277 ( 11 ) 03/07/2016 12/07/2025 Class A Common Stock 1,277 ( 11 ) $ 5.2 ( 11 ) 1,277 ( 11 ) D Director Stock Option (right to buy) $ 5.73 ( 12 ) 12/02/2016 A 6,078 ( 12 ) 03/02/2017 12/02/2026 Class A Common Stock 6,078 ( 12 ) $ 5.73 ( 12 ) 6,078 ( 12 ) D Director Stock Option (right to buy) $ 5.73 ( 13 ) 12/07/2016 A 1,216 ( 13 ) 03/07/2017 12/07/2026 Class A Common Stock 1,216 ( 13 ) $ 5.73 ( 13 ) 1,216 ( 13 ) D Director Stock Option (right to buy) $ 4.33 ( 14 ) 12/01/2017 A 1,158 ( 14 ) 03/01/2018 12/01/2027 Class A Common Stock 1,158 ( 12 ) $ 4.33 ( 14 ) 1,158 ( 14 ) D Director Stock Option (right to buy) $ 4.98 ( 15 ) 11/30/2018 A 5,513 ( 15 ) 02/28/2019 11/30/2028 Class A Common Stock 5,513 ( 15 ) $ 4.98 ( 15 ) 5,513 ( 15 ) D Director Stock Option (right to buy) $ 4.99 ( 16 ) 11/30/2018 A 1,103 ( 16 ) 02/28/2019 11/30/2028 Class A Common Stock 1,103 ( 16 ) $ 4.99 ( 16 ) 1,103 ( 16 ) D Director Stock Option (right to buy) $ 5.19 ( 17 ) 12/06/2019 A 5,250 ( 17 ) 03/06/2020( 17 ) 12/06/2029 Class A Common Stock 5,250 ( 17 ) $ 5.19 ( 17 ) 5,250 ( 17 ) D Director Stock Option (right to buy) $ 5.19 ( 18 ) 12/06/2019 A 1,050 ( 18 ) 03/06/2020( 18 ) 12/06/2029 Class A Common Stock 1,050 ( 18 ) $ 5.19 ( 18 ) 1,050 ( 18 ) D

Reporting Owners Reporting Owner Name / Address Relationships Director 10% Owner Officer Other MOODY H. CRAIG 11892 SOUTH BROOKGLEN DRIVE SANDY, UT84092 X Signatures /s/H. Craig Moody 02/11/2020 Signature of Reporting Person Date

Explanation of Responses:

( 1 )Received pursuant to a stock dividend paid on February 7, 2020. ( 2 )This option was granted on December 2, 2011 as an option for 5,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $1.30 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 3 )This option was granted on December 7, 2011 as an option for 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $1.24 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2012, February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 4 )This option was granted on April 13, 2012 as an option for 5,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $1.56 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 5 )This option was granted on December 7, 2012 as an option for 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $7.42 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 plan to reflect 5% stock dividends paid on February 1, 2013, February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 6 )This option was granted on December 6, 2013 as an option for 4,842 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 7 )This option was granted on December 7, 2013 as an option for 1,000 shares of Class A Common Stock under the 2006 Director Stock Option Plan at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2006 Director Stock Option Plan to reflect 5% stock dividends paid on February 7, 2014, February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 8 )This option was granted on December 5, 2014 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.02 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 9 )This option was granted on December 7, 2014 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $4.85 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 6, 2015, February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 10 )This option was granted on December 4, 2015 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $6.72 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 11 )This option was granted on December 7, 2015 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $6.72 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 5, 2016, February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 12 )This option was granted on December 2, 2016 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $7.03 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 13 )This option was granted on December 7, 2016 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $7.36 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 3, 2017, February 2, 2018, February 1, 2019, and February 7, 2020. ( 14 )This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020. ( 15 )This option was granted on November 30, 2018 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020. ( 16 )This option was granted on November 30, 2018 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020. ( 17 )This option was granted on December 6, 2019 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share but adjusted pursuant to the anti-dilution provisions of the Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020. The option vests in four equal quarterly installments of Class A Common Stock, beginning on March 6, 2020, until such shares are fully vested. ( 18 )This option was granted on December 6, 2019 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share but adjusted pursuant to the anti-dilution provisions of the Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020. The option vests in four equal quarterly installments of Class A Common Stock, beginning on March 6, 2020, until such shares are fully vested.

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